Settle Right Global Β· Knowledge Base

Resources

Know the exact requirements before you arrive in Ghana

Get clear figures, required documents, and step-by-step guidance for immigration, business, housing, schools, and daily living.

Start Your Relocation
ItemEstimated Cost
Visa (varies by country)$60 – $300
Flight (Europe/Asia to Accra)$600 – $1,500
Temporary accommodation (2–4 weeks)$400 – $1,500
Airport pickup$20 – $80
Local SIM card$2 – $10
Monthly internet$30 – $100
Basic feeding (monthly)$150 – $400

Recommended minimum arrival budget

Single person

$1,500 – $3,500

Family

$3,000 – $7,000

Permit TypeEstimated CostDuration
Residence Permit$500 – $1,5001 year
Work Permit$1,000 – $3,0001 year
Dependent Permit$300 – $1,0001 year
Residence Renewal$300 – $800Annual

Required documents

  • Passport (valid at least 6 months)
  • Entry visa
  • Employment or business documents
  • Proof of address
  • Police clearance (in some cases)
  • Passport photos

Process time

2 to 6 weeks depending on category

Citizenship by Marriage

  • Marriage certificate
  • Minimum period of marriage
  • Residence in Ghana
  • Good character

Estimated cost

$500 – $1,500

Citizenship by Naturalization

  • Minimum 5 years residence
  • Residence permit history
  • Tax clearance
  • Business or employment proof
  • SSNIT contributions (if employed)
  • Police clearance
  • Proof of property or residence

Estimated cost

$1,000 – $3,000

Dual Citizenship

  • Existing foreign citizenship
  • Ghanaian eligibility
  • Application documents

Estimated cost

$200 – $1,000

Joint Venture

Minimum foreign capital

$200,000

Ownership: Foreign investor + Ghanaian partner

Typical Ghanaian share: 10% or more (varies by agreement)

Wholly Foreign-Owned Company

Minimum capital

$500,000

Older structure still used in practice.

Ownership: 100% foreign allowed in many sectors

Trading Enterprise

Minimum capital

$500,000 – $1,000,000

  • Must employ at least 10 to 20 skilled Ghanaians
  • Must meet local participation rules

Free Zone Company

Capital requirement

Flexible

  • At least 70% of output must be exported

Business registration cost breakdown

ItemCost
Company registration$300 – $1,000
Legal fees$500 – $3,000
TIN registrationFree or minimal
Business operating permit$100 – $1,000
GIPC or investment registration$1,000 – $5,000
Office setup$1,000 – $10,000

Total estimated startup cost

Small service business

$2,000 – $10,000

Foreign-owned structured business

$10,000 – $50,000+ plus capital

Required documents

  • Passport copies
  • Company constitution
  • Registered office address
  • Directors details
  • Capital proof (bank transfer or equity proof)
Property TypeMonthly Equivalent
Single room$150 – $400
1 bedroom apartment$300 – $800
2 bedroom apartment$600 – $1,500
3 bedroom house$1,000 – $3,000

Important rule Β· Rent advance required

6 months to 2 years upfront

Example: $1,000 monthly rent Γ— 12 months = $12,000 upfront

Agency fee

5% – 10%

Security deposit

1 month

School TypeAnnual Fees
International premium schools$8,000 – $25,000
Mid-range international schools$3,000 – $10,000
Private local schools$1,000 – $3,000

Admission fees

$200 – $1,000

Uniforms & books

$200 – $800

Transport (yearly)

$300 – $1,500

Single person

$500 – $1,500

Family (3–5 people)

$1,500 – $4,000

CategoryMonthly Range
Food$150 – $400
Transport$50 – $300
Utilities$50 – $200
Internet$30 – $100

Bank account opening

$0 – $100

Minimum balance

$50 – $500

Mobile money setup

Free

TIN registration

Free

Required documents

  • Passport
  • Proof of address
  • Residence permit (sometimes required)

Doctor consultation

$20 – $100

Private hospital visit

$50 – $300

Health insurance (annual)

$200 – $1,500

Ride-hailing (short trips)

$2 – $10

Monthly transport budget

$50 – $300

Car rental (daily)

$40 – $150

Dedicated driver (monthly)

$300 – $800

Contract drafting

$100 – $1,000

Property verification

$200 – $2,000

Lawyer consultation

$50 – $300

Final Step

Prepare Before You Arrive

Know your costs, documents, and process before entering Ghana. Avoid delays, mistakes, and hidden expenses.

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